Today’s Trials and Tribulations

Today's Trials and Tribulations

Weird times right now isn’t it…

Yes, today’s world presents various challenges and difficulties that can impact people’s well-being and quality of life. The term “trials and tribulations” often refers to hardships, struggles, or adversities that individuals, communities, or societies face.

Some of the factors contributing to the challenges people are experiencing today include:

  1. Global Health Crises: The ongoing COVID-19 pandemic has brought about significant health, economic, and social challenges. It has led to illness, loss of loved ones, economic instability, and disruptions to daily life.
  2. Economic Uncertainty: Economic instability, job insecurity, and financial stress can have a profound impact on people’s mental and emotional well-being.
  3. Environmental Concerns: Climate change, natural disasters, and environmental degradation can lead to displacement, loss of livelihoods, and other hardships.
  4. Social and Political Issues: Divisions and conflicts in society, political tensions, and human rights challenges can cause stress and uncertainty.
  5. Mental Health Struggles: The pressures of modern life, combined with the challenges mentioned above, can contribute to increased levels of stress, anxiety, and depression.
  6. Technological Impact: While technology has brought many benefits, it has also led to concerns such as privacy issues, digital overload, and social disconnection.
  7. Displacement and Migration: People around the world are facing forced displacement due to conflict, persecution, and other factors, leading to challenges in finding safety, shelter, and stability.
  8. Healthcare Access: Disparities in healthcare access and quality can result in unequal health outcomes and impact vulnerable populations disproportionately.
  9. Cultural and Identity Concerns: Individuals and communities may face challenges related to preserving their cultural heritage, languages, and identities in a rapidly changing world.
  10. Education Disruptions: Disruptions in education, whether due to the pandemic or other factors, can impact learning opportunities and future prospects for many.

Despite these challenges, people often demonstrate resilience, adaptability, and the capacity to come together to support one another. Community and social connections, access to resources, mental health support, and efforts to address systemic issues can all play a role in helping individuals navigate these trials and tribulations. It’s important for individuals, communities, and societies to work collectively to find solutions and support each other in facing these challenges.

What can we do about today’s hardships?

Addressing today’s hardships requires a multi-faceted approach that involves individuals, communities, governments, organizations, and society as a whole. While the specific actions may vary based on the nature of the challenges, here are some general strategies that can be applied to help alleviate hardships:

  1. Supportive Communities:
    • Foster a sense of community and support among friends, family, neighbors, and local organizations.
    • Engage in open conversations about challenges, mental health, and well-being to reduce stigma and create a supportive environment.
  2. Access to Resources:
    • Advocate for equitable access to healthcare, education, employment, and basic needs such as food, shelter, and clean water.
    • Support organizations and initiatives that provide resources and assistance to vulnerable populations.
  3. Mental Health Care:
    • Promote awareness of mental health issues and seek professional help when needed.
    • Advocate for improved mental health services, including counseling, therapy, and support groups.
  4. Policy and Advocacy:
    • Participate in advocacy efforts to influence policy changes that address systemic issues such as healthcare, social inequality, and environmental protection.
    • Vote for leaders and policies that prioritize the well-being of citizens and the environment.
  5. Education and Awareness:
    • Educate yourself and others about the challenges people are facing, including the root causes and potential solutions.
    • Raise awareness through social media, community events, workshops, and educational campaigns.
  6. Environmental Responsibility:
    • Advocate for and practice sustainable behaviors to address climate change and reduce environmental impact.
    • Support policies and initiatives that promote renewable energy, conservation, and Eco-friendly practices.
  7. Resilience and Adaptation:
    • Develop personal resilience skills to cope with challenges and setbacks.
    • Encourage adaptable approaches to problem-solving and encourage innovation in the face of adversity.
  8. Volunteerism and Philanthropy:
    • Volunteer your time, skills, or resources to organizations working on various issues.
    • Support charitable organizations financially to help them carry out their missions.
  9. Civic Engagement:
    • Participate in community development projects, town hall meetings, and local initiatives to improve the well-being of your area.
    • Collaborate with others to identify and implement solutions to specific challenges.
  10. Cultivate Empathy and Compassion:
    • Develop empathy for others’ struggles and challenges.
    • Practice kindness and compassion in your interactions and relationships.

What can we do about today’s hardships?


Remember that even small actions can make a positive impact when they are part of a collective effort. By working together, we can create a more supportive, resilient, and equitable world that addresses the hardships faced by individuals and communities.


Best way to deal with our strange society

Dealing with the complexities and challenges of a rapidly changing and sometimes perplexing society can be daunting, but there are strategies you can employ to navigate it in a more balanced and effective way. Here are some approaches to consider:

  1. Cultivate Critical Thinking:
    • Develop the ability to critically evaluate information, media, and narratives. This will help you make informed decisions and form your own opinions. Today's Trials and Tribulations 2
  2. Stay Informed:
    • Stay updated on current events, social trends, and cultural shifts. Being informed empowers you to engage in meaningful conversations and make decisions aligned with your values.
  3. Open-Mindedness:
    • Approach different perspectives with an open mind. This can help you better understand the complexity of issues and foster more constructive conversations.
  4. Practice Self-Care:
    • Prioritize your well-being by practicing self-care routines, engaging in activities that bring you joy, and seeking support when needed.
  5. Build Resilience:
    • Develop resilience to cope with challenges and uncertainties. This involves adapting to change, maintaining a positive outlook, and seeking solutions rather than dwelling on problems.
  6. Engage in Constructive Dialogue:
    • Engage in respectful conversations with others who hold differing views. Constructive dialogue fosters understanding and can lead to finding common ground.
  7. Focus on What You Can Control:
    • Concentrate your energy on aspects of your life that you can influence or change. Letting go of factors beyond your control can reduce stress.
  8. Limit Exposure to Negative Influences:
    • Be mindful of the media you consume and the people you interact with. Limit exposure to negativity and toxic influences.
  9. Connect with Like-Minded Individuals:
    • Seek out communities or groups that share your interests, values, and goals. Connecting with others who resonate with you can provide a sense of belonging.
  10. Take Breaks from Technology:
    • Unplug from technology periodically to reduce information overload and promote mindfulness.

Steps to consider

  1. Engage in Positive Actions:
    • Contribute positively to your community by volunteering, supporting local initiatives, and advocating for positive change.
  2. Continual Learning:
    • Embrace a growth mindset and pursue lifelong learning. Expanding your knowledge and skills can help you adapt to new situations.
  3. Set Boundaries:
    • Establish healthy boundaries in your relationships and commitments to prevent burnout and maintain a healthy work-life balance.
  4. Focus on Solutions:
    • Instead of dwelling solely on problems, strive to identify potential solutions and take action where you can.
  5. Reflect and Reevaluate:
    • Regularly reflect on your values, goals, and the direction you want to take in your life. This can help you navigate the complexities of society with purpose.

Remember that dealing with a rapidly changing and sometimes strange society is a journey that requires ongoing self-awareness, adaptability, and a willingness to learn. By embracing these strategies, you can navigate the challenges and uncertainties more effectively while maintaining a sense of purpose and well-being.

Different ways to generate passive income

Different ways to generate passive income, you can consider the following methods:

Rental income: Rent out a property you own, such as a house, apartment, or office space.

Rental income 2Rental income refers to the money earned from renting out a property or any other asset that you own. It typically applies to residential or commercial real estate properties, but it can also include income from renting out other assets like vehicles or equipment. The rental income is generated when a tenant pays you regular payments, usually every month, in exchange for the right to use and occupy the property or asset. This income can be an important source of passive income for many individuals and can contribute to their overall financial stability.

  • Dividend income: Invest in stocks that pay regular dividends to shareholders. This requires investing in dividend-paying companies.

Dividend income refers to the portion of earnings distributed by a corporation to its shareholders. When a company makes a profit, it can choose to reinvest the earnings back into the business or distribute a portion of it to its shareholders in the form of dividends. These dividends can be paid in cash or additional shares of the company’s stock. Dividend income can provide a steady stream of passive income for investors who own dividend-paying stocks or funds.

Peer-to-peer lending: Platforms exist where you can lend money to individuals or businesses and earn interest on those loans.

Peer-to-peer lending, also known as P2P lending or marketplace lending, is a form of lending where individuals or businesses can borrow money directly from other individuals or investors, bypassing traditional financial institutions such as banks. P2P lending platforms connect borrowers with lenders, allowing borrowers to access funding and lenders to earn returns on their investments.

  • Here’s how it generally works: borrowers apply for a loan on a P2P lending platform, providing necessary information such as loan amount, purpose, and repayment terms.

Lenders then assess the borrower’s creditworthiness and decide whether to fund the loan based on factors like credit history, income, and risk appetite. Successful loans are funded by multiple lenders, often in small increments, spreading the risk among various investors. Once the loan is funded, borrowers make regular repayments, which include principal and interest, back to the lenders.

P2P lending offers benefits to both borrowers and lenders. Borrowers may find it easier to access loans, especially if they have limited credit history or face challenges getting approved by traditional lenders.

 They may also benefit from potentially lower interest rates compared to conventional sources. On the other hand, lenders have the opportunity to diversify their investment portfolios and earn potentially higher returns compared to traditional savings or investment options.

  • It’s important to note that P2P lending carries risks. Borrowers should carefully consider their ability to repay the loan, and lenders should assess the creditworthiness of borrowers before investing. Additionally, P2P lending platforms generally charge fees, and there is always a risk of default or late payments.

Peer-to-peer lending, or P2P lending, does carry risks. While it can provide investment opportunities and access to funding for borrowers, there are certain risks involved. Some of the key risks associated with P2P lending include:

  • Default Risk: Borrowers may default on their loans, leading to potential losses for lenders.
  • Lack of Regulation: P2P lending platforms may not be as strictly regulated as traditional financial institutions, which can increase the risk of fraud or unethical practices.
  • Platform Risk: There is a risk that the P2P lending platform itself may fail or face financial difficulties, which can impact the lenders and borrowers.
  • Illiquidity: Unlike traditional investments, P2P loans are often not easily tradable or have limited secondary markets, making it difficult to exit the investment early if needed.
  • Economic and Market Risks: P2P lending can be influenced by economic and market conditions. Downturns in the economy or a decline in the creditworthiness of borrowers can increase the risk of defaults.

It’s essential for individuals to carefully consider these risks, conduct thorough research, and diversify their investments when participating in P2P lending.

  • Creating and selling digital products: Develop digital products like e-books, online courses, or software that can be sold repeatedly without much extra effort.

Various popular types of digital products can be created and sold.

Some examples include:

  • eBooks: These are electronic books that can be written on a wide range of topics and sold online.
  • Online courses: Digital courses provide instruction and knowledge on specific subjects and can be delivered through videos, lectures, or interactive modules.
  • Stock photos and videos: Photographers and videographers can sell their high-quality visual content for others to use in their projects.
  • Software and mobile apps: Creating useful software programs or mobile applications can be a lucrative digital product.
  • Graphic design templates: Designers can create templates for websites, social media posts, logos, and more, which can be sold to businesses or individuals.
  • Music, audio, and sound effects: Musicians and sound engineers can create original music tracks, audio recordings, or sound effects for use in various media projects.
  • Web design themes and templates: Designing and selling website or blog themes/templates for popular content management systems like WordPress or Shopify.
  •  Virtual art and assets: Digital artists can create and sell digital art, illustrations, 3D models, or virtual assets for use in

digital marketplaceIn the digital marketplace, virtual art and assets are typically bought and sold using various methods, depending on the platform and the type of asset.

Here are some common ways:

  1. Direct Transactions: Buyers and sellers can engage in direct transactions using peer-to-peer platforms or marketplaces. They negotiate the price and terms directly with each other. Once an agreement is reached, the buyer typically sends payment, and the seller transfers the ownership rights or provides access to the virtual art or asset.
  2. Auctions: Virtual art and assets can also be sold through online auctions where potential buyers place bids and the highest bidder wins the item. Auction platforms facilitate the bidding process, and the seller sets a starting price and duration for the auction.
  3. NFT Marketplaces: Non-Fungible Tokens (NFTs) have gained popularity for selling virtual art and assets. NFTs are unique digital tokens that represent ownership or proof of authenticity of a particular item. They are typically bought and sold on specific NFT marketplaces, where buyers can make offers or purchase NFTs at a set price.
  4. Third-Party Platforms: Some platforms specialize in selling virtual assets for specific purposes like gaming or virtual reality. These platforms often have their own in-app or in-game currencies that facilitate buying and selling of assets within their ecosystem.

When buying or selling virtual art and assets, it’s important to research the marketplace, understands the terms of ownership, and ensure the authenticity and legitimacy of the transaction.

Different ways to generate passive incomeDigital marketing services: Offering digital marketing services like SEO consulting, social media management, or content creation can also be sold as digital products.

Digital marketing services refer to the various strategies and techniques used to promote products, services, or brands using digital channels. These services typically include:

  • Search Engine Optimization (SEO): Optimizing websites to improve their visibility and rankings on search engine result pages.
  • Pay-Per-Click (PPC) Advertising: Running paid online advertising campaigns on platforms like Google Ads, Bing Ads, or social media channels to drive targeted traffic and conversions.
  • Social Media Marketing: Utilizing social media platforms like Facebook, Instagram, Twitter, and LinkedIn to engage with the target audience, increase brand awareness, and drive website traffic.
  • Content Marketing: Creating and distributing valuable and relevant content in various formats (blogs, articles, videos, infographics) to attract and engage a specific target audience.
  • Email Marketing: Sending targeted email campaigns to nurture leads, promote products/services, build customer relationships, and increase conversions.
  • Influencer Marketing: Collaborating with influential individuals, bloggers, or social media personalities to endorse products/services and reach a wider audience.
  • Online Reputation Management (ORM): Managing and monitoring a brand’s online reputation by tracking customer reviews, mentions, and feedback on various platforms and addressing any negative sentiment.
  • Conversion Rate Optimization (CRO): Improving website design, user experience, and content to optimize conversions and increase the percentage of website visitors who take desired actions.
  • Mobile Marketing: Optimizing marketing strategies for mobile devices, including mobile-friendly websites, mobile apps, SMS marketing, and location-based marketing.
  • Analytics and Reporting: Utilizing data analytics tools to track, measure, and analyze the effectiveness of digital marketing campaigns, identify trends, and make data-driven decisions.

Digital marketing services are tailored based on business goals, target audience, industry, and budget to achieve maximum reach, engagement, and conversions in the online space.

These are just a few examples, and the possibilities for creating and selling digital products are vast. It ultimately depends on your skills, interests, and target audience.

Rental incomeAffiliate marketing: Promote products or services offered by others and earn a commission for each successful sale or referral.

Affiliate marketing is a performance-based marketing strategy where individuals or businesses promote products or services for a commission on each sale they generate. It involves three main parties: the merchant (seller or advertiser), the affiliate (promoter or publisher), and the consumer.

In affiliate marketing, affiliates promote the merchant’s products or services through various channels such as websites, blogs, social media, email marketing, or paid advertising. They use unique affiliate links or codes that track the referrals they bring to the merchant’s website. When a consumer purchases through the affiliate’s link, the affiliate earns a commission on that sale.

Affiliate marketing is a popular method of earning passive income for many individuals, as it allows them to monetize their online presence or marketing skills. It benefits merchants by expanding their reach and boosting sales without incurring upfront marketing costs. Meanwhile, consumers can discover products or services through affiliates they trust or relate to.

  • Royalties from creative work: If you are an artist, writer, musician, or photographer, you can earn passive income through royalties when your work is used or sold.

Royalties are payments made to the original creator or copyright holder of a creative work for the ongoing use or distribution of that work. They are a form of compensation for the intellectual property rights associated with the creative work. Royalties can be earned from various sources such as books, music, films, patents, trademarks, and more.

In the context of creative work, royalties are typically earned by creators such as authors, musicians, filmmakers, and other artists. These royalties are often paid based on factors like the sales, usage, or performance of the work. For example, authors receive book royalties based on the number of books sold, musicians earn royalties from their songs being streamed or downloaded, and filmmakers receive royalties from their films being shown in theaters or distributed through other channels.

The payment of royalties ensures that creators continue to benefit financially from their work, even after the initial creation or sale. It helps protect their rights and encourages them to create more original content. The specific terms and conditions of royalty agreements can vary, but they generally provide a fair compensation mechanism for creative work in various industries.

  • Real estate crowdfunding: Invest in real estate projects through crowdfunding platforms, allowing you to a Real estate crowdfunding is a type of investment model that allows multiple individuals to pool their funds together online to invest in real estate projects. It utilizes crowdfunding platforms to connect investors with real estate developers or property owners who are seeking funding for their projects. This model allows investors to participate in real estate investments with smaller amounts of money compared to traditional methods of real estate investing. It also provides access to a wider range of investment opportunities, as investors can choose from various property types, locations, and investment strategies.
  • High-yield savings accounts or bonds: By saving money in high-yield savings accounts or investing in bonds, you can receive interest income regularly. 

When it comes to choosing between high-yield savings accounts and bonds, there are a few factors to consider.

High-yield savings accounts: These are typically offered by banks and financial institutions and offer higher interest rates compared to traditional savings accounts. They are considered low-risk investments, as they are insured by the FDIC (up to $250,000 per depositor). High-yield savings accounts provide easy access to your funds and can be a good option for short-term savings goals or as an emergency fund. However, the interest rates may fluctuate over time, and inflation could erode the real return on your investment.Dividend income

Bonds: Bonds are debt instruments issued by governments, municipalities, or corporations to raise capital. When you invest in a bond, you are essentially lending money to the issuer in exchange for regular interest payments (coupon payments) and the return of the principal amount at maturity. Bonds offer a fixed income stream and are available in various types, such as government bonds, corporate bonds, municipal bonds, etc. They typically have a longer investment horizon and can provide relatively stable returns. However, bonds carry some level of risk, including interest rate risk and credit risk.

The choice between high-yield savings accounts and bonds depends on your investment goals, risk tolerance, and time horizon. High-yield savings accounts are suitable for short-term savings or funds you may need quick access to, while bonds can be considered for longer-term investments that offer a fixed income stream. It’s always a good idea to diversify your portfolio by considering both options or seeking guidance from a financial advisor to align your investments with your specific financial situation.

Remember, generating passive income often requires initial effort, time, and sometimes capital, depending on the method chosen. It’s essential to do thorough research and consider your financial goals and risk tolerance before pursuing any passive income streams.


Mastering Your Finances: A Guide to Money Management

How to Create a Budget That Works for You

money managementCreating a budget is an important step in managing your finances. A budget can help you track your spending, save money, and reach your financial goals. With a few simple steps, you can create a budget that works for you.

First, determine your income. This includes your salary, any investments, and any other sources of income. Next, list your expenses. This includes rent or mortgage payments, utilities, groceries, transportation, and any other regular expenses.

Once you have a list of your income and expenses, you can begin to create your budget. Start by subtracting your expenses from your income.

This will give you an idea of how much money you have left over each month.

Next, decide how you want to allocate your remaining funds. You may want to save some of it for a rainy day, or you may want to use it to pay off debt. You may also want to set aside money for entertainment or other discretionary spending.

Finally, track your spending. This will help you stay on top of your budget and make sure you are sticking to it. You can use a budgeting app or spreadsheet to track your spending.

Creating a budget that works for you is an important part of managing your finances. By following these steps, you can create a budget that will help you reach your financial goals.

The Benefits of Automating Your Savings

Automating your savings is a great way to ensure that you are consistently setting aside money for your future. By automating your savings, you can take the guesswork out of saving and make sure that you are consistently putting money away for your future. Here are some of the benefits of automating your savings:

  • Convenience: Automating your savings is incredibly convenient. You can set up an automatic transfer from your checking account to your savings account, and the money will be transferred on a regular basis without you having to remember to do it. This makes it easy to ensure that you are consistently setting aside money for your future.
  • Discipline: Automating your savings can help you to stay disciplined with your savings. By setting up an automatic transfer, you are committing to saving a certain amount of money each month. This can help you to stay on track with your savings goals and ensure that you are consistently setting aside money for your future.
  • Savings Growth: Automating your savings can help you to grow your savings over time. By setting up an automatic transfer, you can ensure that you are consistently adding money to your savings account. This can help you to grow your savings over time and reach your financial goals.

By money management refers to automating your savings is a great way to ensure that you are consistently setting aside money for your future. By taking the guesswork out of saving, you can make sure that you are consistently putting money away for your future. Automating your savings can also help you to stay disciplined with your savings and grow your savings over time.

Strategies for Paying Off Debt Quickly

1. Create a Budget: The first step to paying off debt quickly is to create a budget. This will help you to identify where your money is going and how much you can realistically afford to pay towards your debt each month.

2. Prioritize Your Debts: Once you have created a budget, you should prioritize your debts. Start by paying off the debt with the highest interest rate first, as this will save you the most money in the long run.

3. Make Additional Payments: Making additional payments towards your debt can help you pay it off faster. Consider making bi-weekly payments instead of monthly payments, or adding any extra money you have to your debt payments.

4. Cut Expenses: Cutting expenses can free up more money to put towards your debt. Look for ways to reduce your spending, such as cutting back on eating out or canceling unnecessary subscriptions.

5. Consolidate Your Debt: Consolidating your debt can help you pay it off faster. Consider taking out a personal loan or balance transfer credit card to combine all of your debts into one payment with a lower interest rate.

6. Negotiate with Creditors: Negotiating with creditors can help you reduce your debt. Contact your creditors and ask if they are willing to lower your interest rate or waive any fees.

7. Seek Professional Help: If you are struggling to pay off your debt, consider seeking professional help. A financial advisor or credit counselor can help you create a plan to pay off your debt quickly and efficiently.

The Basics of Money Management: How to Create a Budget and Stick to It

Money management is an important skill to have in order to ensure financial stability and security. Creating a budget and sticking to it is the key to successful money management. Here are some tips to help you create a budget and stick to it.

  • Set Financial Goals: Before you can create a budget, you need to set financial goals. Think about what you want to achieve financially in the short term and long term. This will help you determine how much money you need to save and how much you can spend.
  • Track Your Spending: Once you have set your financial goals, it is important to track your spending. This will help you identify areas where you can cut back and save money. You can use a budgeting app or spreadsheet to track your spending.
  • Create a Budget: Once you have tracked your spending, you can create a budget. Start by listing your income and expenses. Then, allocate a certain amount of money for each expense. Make sure to include savings in your budget.
  • Stick to Your Budget: Once you have created a budget, it is important to stick to it. This means avoiding impulse purchases and only spending money on things that are necessary. It is also important to review your budget regularly to make sure you are staying on track.

By following these tips, you can create a budget and stick to it. Money management is an important skill to have and creating a budget is the first step to achieving financial stability and security.

The Benefits of Automating Your Money Management Process financial-budget

Automating your money management process can be a great way to save time and energy while ensuring that your finances are in order. Automation can help you stay on top of your finances, reduce the risk of errors, and make it easier to track your spending.

Here are some of the benefits of automating your money management process.

  • Increased Efficiency: Automating your money management process can help you save time and energy. By automating the process, you can quickly and easily track your spending, set up automatic payments, and manage your budget. This can help you stay on top of your finances and ensure that you are making the most of your money.
  • Reduced Risk of Errors: Automating your money management process can help reduce the risk of errors. By automating the process, you can ensure that all of your transactions are accurate and up-to-date. This can help you avoid costly mistakes and ensure that your finances are in order.
  • Improved Tracking: Automating your better money management process can help you track your spending more effectively. By automating the process, you can quickly and easily track your spending and ensure that you are staying within your budget. This can help you stay on top of your finances and make sure that you are making the most of your money.

Automating your money management process can be a great way to save time and energy while ensuring that your finances are in order. Automation can help you stay on top of your finances, reduce the risk of errors, and make it easier to track your spending. By taking advantage of the benefits of automation, you can ensure that your money management and finances are in order and that you are making the most of your money

The Pros and Cons of Different Money Management Strategies

Money management is an important part of financial planning. It involves making decisions about how to save, invest, and spend money. There are many different money management strategies available, each with its own advantages and disadvantages. In this article, we will discuss the pros and cons of some of the most popular money management strategies.

The first strategy is budgeting. Budgeting involves setting a spending limit for each month and tracking your expenses to make sure you stay within that limit. The main advantage of budgeting is that it helps you stay on top of your finances and avoid overspending. It also allows you to prioritize your spending and save money for important goals. The main disadvantage of budgeting is that it can be time-consuming and difficult to stick to.

The second strategy is investing. Investing involves putting money into stocks, bonds, mutual funds, and other financial instruments in order to earn a return. The main advantage of investing is that it can help you grow your wealth over time. The main disadvantage is that it carries a certain amount of risk, and you could lose money if the investments don’t perform as expected.

The third strategy is debt management. Professional money management and Debt management involves creating a plan to pay off debt and reduce interest payments. The main advantage of debt management is that it can help you get out of debt faster and save money in the long run. The main disadvantage is that it can be difficult to stick to a debt repayment plan, and it can take a long time to pay off all of your debt.

Finally, the fourth strategy is saving. Saving involves setting aside money each month for future goals such as retirement or a down payment on a house. The main advantage of saving is that it can help you reach your financial goals faster. The main disadvantage is that it can be difficult to stick to a savings plan, and it can take a long time to build up a significant amount of savings.

In conclusion, there are many different money management strategies available, each with its own advantages and disadvantages. It is important to consider your own financial situation and goals when deciding which strategy is best for you.

Unlocking the Power of Schema Markup

Schema Markup

The first to know is Schema markup is a type of structured data that helps search engines understand the content of a webpage more clearly. It uses a specific vocabulary of tags or microdata to annotate the various elements on a webpage such as text, images, videos, and other types of content.

By using schema markup, webmasters and content creators can provide search engines with more detailed information about their content. This can help search engines create more accurate and informative search results pages, which can improve the visibility and click-through rates of a webpage.

Schema Markup

Schema markup is particularly useful for websites that provide information about businesses, products, events, reviews, and other types of content that require more detailed and structured information. It can also be used to provide additional context to search engines about the relationship between different elements on a webpage, such as an author, publisher, and date of publication.

Some common examples of schema markup include the use of tags to indicate the price of a product, the date and location of an event, the rating of a review, and the name and address of a business. There are many different types of schema markup available, and webmasters can choose the ones that are most relevant to their content.


Schema Markup and Common SEO Mistakes 77In today’s digital world, having a website is not enough to succeed in online marketing. A website must be optimized for search engines to drive traffic and achieve a high-ranking search engine results page (SERP). One of the best ways to improve a website’s SEO is through schema markup. But what exactly is schema markup, and how can it benefit your website?

What is Schema Markup

Schema Markup Schema markup is a type of structured data markup that can be used to improve the visibility of a website in search engine result pages. It is a code, usually written in HTML, that helps search engines better understand the content of a website and display it in a more meaningful way. Schema markup can be used to provide search engines with additional information about a website, such as its type, the person who created it, and the topics it covers. Common SEO Mistakes

1. Not optimizing page titles and meta descriptions: Page titles and meta descriptions should be optimized with keywords to help improve the visibility of your website in search engine result pages.

2. Not using relevant keywords: Keywords should be used throughout the content on your website to help improve the visibility of your website in search engine result pages.

3. Not optimizing images: Images should be optimized with relevant keywords to help improve the visibility of your website in search engine result pages.

4. Not setting up a sitemap: A sitemap should be created to help search engines easily navigate through your website and index it’s content.

5. Not building backlinks: Backlinks should be built from other websites.

Schema Markup 2Benefits of Schema Markup for SEO Schema markup

You need to improve visibility in search results: Schema helps search engines understand the content on a website, making it easier for them to display relevant information in search results. For example, if you have a recipe website, schema markup can help search engines display your recipes with images, ratings, and other important details directly in search results.

Increased click-through rates: When search engines display rich snippets with schema markup in search results, it can attract more clicks from potential visitors. These rich snippets can include images, reviews, ratings, and other important information that can make your website stand out from the competition.Schema Markup and Common SEO Mistakes

Better user experience

Schema markup can help search engines understand the context of a website’s content, making it easier for visitors to quickly find what they are looking for. This can lead to a better user experience and increased engagement on your website.

How Does Schema Markup Work

Schema code examples markup works by adding structured data to a website’s HTML code. This structured data can include information about the website’s content, such as its author, publishing date, ratings, and more. Once this structured data is added to a website, search engines can use it to create rich snippets, which are enhanced search results that include additional information beyond the page title and description.

For example, if you have a local business website, you can use schema markup to provide search engines with your business name, address, phone number, and other important details. This information can then be displayed in search results as a rich snippet, which can help potential customers find and contact your business more easily.

Best Practices for Optimizing Schema Markup Use relevant schema types

Choosing schema types relevant to your website’s content is essential. Choosing an appropriate schema type helps search engines understand the content better, leading to better visibility in search results. For example, if your website is a recipe website, using the recipe schema markup is more relevant than using the event schema markup.

Use specific properties: Use specific properties within your schema markup to provide more context to search engines about your content. For example, if you’re creating schema markup for a recipe, including information about cooking time, ingredient list, and nutritional information. The more specific information you provide, the better search engines can understand and display your content in search results.Schema Markup and Common SEO Mistakes 22

Use JSON-LD format to implement your schema markup. It is considered the best format because it is easy to implement, supports all schema types, and has better compatibility with search engines. Test your schema markup

Use Google’s Structured Data Testing Tool to test your schema markup and ensure that it is working correctly. This tool helps you identify any errors or issues with your schema markup and provides suggestions on how to fix them.

Keep your schema markup up to date

As your website’s content changes, update your schema markup to ensure that it remains accurate. For example, if you’ve added new products to your online store, update your schema markup to include information about these products.

Consider hiring an expert

Consider hiring an expert

Implementing Google schema guidelines can often be confusing if you don’t know what you’re doing. An SEO specialist can help ensure that your website’s schema markup is optimized and meets best practices, which can lead to improved search engine visibility.

JSONSchema Markup Summed Up

Schema markup is a powerful tool for improving the visibility and performance of websites in search engine results pages. By providing additional context to search engines about your website’s content, schema markup can help you achieve a higher ranking in search results, attract more traffic to your website, and provide a better user experience for visitors. Implementing schema markup can be a complex process, but by following best practices, you can ensure that your website is optimized for search engines and provide better visibility for your content.

To sum up, Schema markup is a valuable tool that website owners can use to provide more context to search engines about their content. By implementing schema markup correctly and following best practices, website owners can improve their website’s visibility in search results, attract more traffic, and provide a better user experience for visitors.

Common SEO Mistakes to Avoid

Search Engine Optimization (SEO) is a critical aspect of any digital marketing strategy. It is the process of optimizing your website to rank higher in search engine results pages (SERPs). However, many businesses make common SEO mistakes that can hurt their rankings and ultimately affect their bottom line. In this blog post, we’ll highlight 10 common SEO mistakes to avoid, along with actionable tips to help you optimize your website and improve your search engine rankings.

Schema Markup and Common SEO Mistakes 77In today’s digital age, having a strong online presence is more important than ever. With over 3.5 billion searches per day on Google alone, businesses cannot afford to neglect their search engine optimization (SEO) strategy. However, implementing a successful SEO Strategy schema markup can be challenging, especially for those who are new to the field. There are several common SEO mistakes that businesses make, which can negatively impact their website’s search engine rankings. In this post, we’ll discuss the 10 most common SEO mistakes to avoid, along with tips on how to avoid them.

Neglecting Keyword Research

One of the most technical SEO mistakes businesses make is neglecting keyword research. Keyword research is the process of identifying the search terms that users are typing into search engines to find information related to your business. You can increase your website’s visibility and attract more qualified traffic by targeting the right keywords. To avoid this mistake, start by identifying the keywords that are relevant to your business, and then use tools like Google Keyword Planner to find related keywords and phrases.

Overstuffing Keywords

While targeting the right keywords is essential, overstuffing them in your content can hurt your rankings. Keyword stuffing is the practice of using your target keywords excessively in your content, hoping to trick search engines into ranking your website higher. However, search engines are now smarter than ever and can easily detect keyword stuffing. To avoid this mistake, use your target keywords naturally throughout your content and avoid overusing them.

Ignoring Title Tags and Meta DescriptionsSchema Markup and Common SEO Mistakes help

Title tags and meta descriptions are HTML elements that provide information about your website to search engines and users. They play a critical role in helping search engines understand what your website is about and can influence whether or not users click on your website in search results. To avoid this mistake, make sure that each page on your website has a unique and descriptive title tag and meta description that accurately reflects the page’s content.

Failing to Optimize for Mobile

With over half of all internet traffic coming from mobile devices, optimizing your website for mobile is no longer optional. Mobile optimization involves designing your website to provide an optimal user experience on mobile devices. This includes using a responsive design, optimizing page speed, and making sure that your website’s layout is easy to navigate on small screens.

Not Having a Clear Site Structure

Having a clear and organized site structure is critical for both users and search engines. A clear site structure makes it easier for users to find the information they are looking for and helps search engines understand the hierarchy of your website’s content. To avoid this mistake, create a clear and logical site structure with categories and subcategories that accurately reflect your website’s content.

Schema Markup SEOForgetting About Internal Linking

Internal linking can help users navigate your website and discover related content, and it can also help search engines understand the relationship between your website’s pages. To avoid this mistake, make sure to include internal links within your content, pointing to other relevant pages on your website.

Ignoring Content Quality and Relevance

Creating high-quality, relevant content is essential for SEO success. Search engines prioritize websites that provide valuable and informative content to users. To avoid this mistake, make sure that your website’s content is well-written, informative, and provides value to your target audience.

Skipping Alt Tags on Images

Alt tags are HTML attributes that provide alternative text descriptions of images on your website. These descriptions are used by screen readers to assist visually impaired users in understanding the content of the image. Additionally, alt tags can also help search engines understand the context of your website’s images. To avoid this mistake, make sure to include descriptive alt tags for all images on your website.

Neglecting social media

While social media signals do not directly impact your website’s search engine rankings, social media can still play a critical role in your SEO strategy. By sharing your website’s content on social media, you can increase your website’s visibility, attract more traffic, and build backlinks. To avoid this mistake, make sure to include social media sharing buttons on your website’s content and actively promote your content on social media.

Focusing Too Much on Rankings

While ranking higher in search engine results pages is undoubtedly essential, it should not be the only focus of your SEO strategy. Instead, focus on creating valuable content, providing an excellent user experience, and building high-quality backlinks. Doing so will improve your website’s search engine rankings and build a strong online presence that attracts and retains users.


In summary, SEO is a critical aspect of any digital marketing strategy, but it can be challenging for those new to the field. By avoiding the common SEO mistakes we’ve discussed in this post, you can optimize your website and improve your search engine rankings.

Remember to prioritize keyword research, optimize your content for mobile devices, create a clear site structure, and focus on providing valuable content to your target audience. Doing so can build a strong online presence that attracts and retains users and ultimately drives business success.


Achieving Your Dreams Through Goal Setting

Goal setting meaning

Smart GoalsWell, another year bites the dust. Here we are in approaching a brand new year. I wonder how many of my readers resolved to ‘finally lose the weight they want to lose?’ Resolutions are great! The truth is, they hardly ever are carried through to a successful conclusion. Why is that?

Speaking from personal experience, when I used to make resolutions, I did so without a plan. Oh sure, I had a purpose in mind. What I didn’t have was a plan.

What I did have were a bunch of things I wished to accomplish without knowing whether I could or how to accomplish these wishes. What is my goal in life, setting goals and not thinking about wishes is the key.

One of the most common New Year’s resolutions is to get physically healthier, specifically to lose or gain weight. But, that is not enough. Having a long-term goal is only the beginning. Now, you need to set incremental goals. The incremental goals are like mile markers on the freeway. They focus on progress toward the ultimate goal.

In this hypothetical case, I would set my incremental goals at six pounds. So your first measurable goal is 174 pounds, the next is 168 pounds, and so on.

By setting incremental goals you are providing moments for celebration. You’ve reached a point on your journey that you decided is important. Now celebrate and resume focus on your next incremental goal.

Losing Weight and Goal Setting Meaning

Another problem is when so many people make New Year’s resolutions. They do so in the plural. They make a whole series of resolutions. I will lose weight, I will quit smoking, and I will get a new job. I will be nice to people. On and on goes the list. That is a recipe for failure. We should think in terms of a single 2023 New Year’s RESOLUTION.

There is nothing that will derail your plans as making too many of them at a time. One Goal at a time is all we can handle when making a lifestyle change. So, for the past few years, I made it a point to only focus on one change. When that goal is reached, I then focus on another. That way, my focus is not interrupted by the noise of other resolves.

Smart Goals 2And most of the time, it goes like this:

1. Their smart goals are fueled to the max for the first two weeks and they’re consistently going to the gym and eating healthy.

2. They break their gym streak because their days were too busy or they weren’t in the mood to go.

3. They become miserable with their diet.

4. They give up and go back to their usual routine.

5.  What is my goal in life

Whether it’s a physical health goal or not, most people fail to achieve their resolutions, and there could be several reasons why. Lack of discipline, not setting specific goals, having unrealistic expectations, etc.

Goal setting meaning

But yesterday, I watched a video where this guy talked about his weight loss journey, and how he lost 30 pounds in 10 months.

He went into things like his eating habits, his exercise routine, and how he kept himself motivated throughout his journey.

The last part is what I want to talk about because the advice he gave was so simple and so obvious, but you don’t see most people doing it.

It worked for him, and his appearance showed it. If I compare how the guy looked one year ago to what he looks like now, goal-setting is incredible.

What he said was this:

Instead of telling yourself, “This year, I want to eat healthier and exercise more,” you say, “I want to lose X number of pounds by Y date.”

Of course, this isn’t anything revolutionary. It follows the principles of SMART goals Setting specific, measurable, achievable, relevant, and time-bound (SMART) objectives is a good way to plan the steps to meet the long-term goals of your grant.

It helps you take your commitment from ideas to action:

SpecificSet real numbers for smart goals

MeasurableThe goal is trackable

AchievableThe goal is realistic

RelevantWhether or not the goal aligns with your overall objective and life goals

Time-basedSetting a deadline

This is something that was taught to us at some point during our dreaded schooling days, yet people tend to forget to set deadlines for themselves and understand the goal-setting meaning.

As I mentioned before, we humans procrastinate, and if we don’t have deadlines to meet, then nothing will get done.

Plus, it’s not less daunting to think about life goals examples and maintaining an exercise and diet routine for 10 months versus doing it for the rest of your life. And by the time you push through those 10 months, that new routine will become a habit.

Hopefully, that’ll be a good refresher for you and will help if, or when, you’re setting your 2023 smart goals.


Goal Setting
It means Pride, Satisfaction, Happiness, Celebration, Love, A Sense of Well Being …all the Joys of Living.


Laws of Attraction

Laws of Attraction

Why are we attracted to beautiful faces? Maybe because of our own thoughts, beliefs, and emotions. This idea is known as the law of attraction, which states that we attract people and experiences into our lives that are in alignment with our thoughts and emotions. For example, if someone has a positive outlook and exudes happiness and confidence, they are more likely to attract people who are also positive and confident.

However, it is also important to remember that everyone has agency and free will, and they can choose to surround themselves with whomever they wish, regardless of their energy levels or beliefs.

Every time I’ve bought the laws of attraction up in a sales meeting, there has been more attention paid to what was being said. On the other hand, whenever it’s been scheduled in a seminar, the meeting has taken longer than anticipated. More questions and comments…

attract people

Here are what the highest earning professionals do that “you” may not be doing.  What are the 10 laws of attraction:

  1. They specialize in a certain area and become experts in it.
  2. They network with other successful professionals in the same field.
  3. They set clear and measurable goals and work towards them.
  4. They are constantly learning and adapting to new trends.
  5. They are persistent and don’t give up easily.
  6. They take calculated risks and know when to take advantage of opportunities.
  7. They are strategic and creative in their approach to problem-solving.
  8. They are consistently proactive and take action to accomplish their goals.
  9. They build relationships with clients and employers.
  10. They are confident, resilient, and have a positive attitude.

  • Focus Your Attention on the Other Person

Everyone wants to be the center of attention. Is that why are we attracted to certain people to focus all of our attention on another that may not be possible? However, great results can be achieved if you only make people feel special in your presence. Most people love to talk about themselves. So, ask questions that cause people to tell you about their passions and problems. If you do, it will enhance the possibility of them becoming attracted to you and you already know how that’s done. Try to understand others from their point of view.

Ask them about their children, careers, hobbies, what they like to read and what they do in their spare time. Whenever you get people to reveal their private world to you, they become more confident in your presence, and in most cases, you’ll be considered a terrific conversationalist – and consequently, be thought of as a very attractive person to be nearby.

  • Compliment People and Their Abilities

Pay people sincere compliments and then acknowledge the compliment. Here’s a way you can make it work for you. Say you compliment an associate about some new office furniture they just bought.

Most of us would probably say, “Your new furniture looks good and suits the office.” On the other hand, the professional that understands the power of complementing the individual would say something like this. “Your new furniture looks great and suits the office. I think you have a natural talent for decorating. But you’ve never taken decorating lessons, have you?”

Everyone can give a compliment, you attract what you are the law of attraction but only someone interested in people knows how to pass on a compliment that will make the hearer feel special.

  • Focus on the Things You Have in Common

Another laws of attraction way to attract people to you is to find the things you have in common with them. The areas of commonality between you and them could be based on work, family, sports, social and/or business contacts, hobbies, interests, and so on.

  • What makes a person attractive psychology

Attractiveness is a complex and multifaceted concept in psychology that can be influenced by a variety of factors, both internal and external. Some of the most common factors that contribute to a person’s perceived physical attractiveness include their facial symmetry, skin clearness, and facial structure. Additionally, personality traits such as confidence, humor, and kindness can also contribute to a person’s overall attractiveness.

Social and cultural factors, such as media influences and personal experiences, can also play a role in determining what traits and qualities are considered attractive. Ultimately, what makes a person attractive is subjective and can vary greatly from person to person.

That way there will be no need to go out of your way to acquire this information. You’ll be able to do this as part of your contract. Alternatively, you can simply ask whatever questions come to mind, or are relative to the conversation. But remember, don’t just listen – hear what they say.

  • Talk About Third Party Success Stories

Reasons why a common mistake too many salespeople make is to tell other people how successful they are. Generally, most people you’ve just met don’t care about your successes. Other people only care about how they can benefit from the short interlude with you. It is, for this reason, the top professional salespeople concentrate on third-party stories and successes.

You attract what you are the law of attraction They tell others what their company, product, or service did for their customers, how they helped them get over a hurdle, fixed a problem, or made those clients more successful.

  • What stories do you have that others would be pleased to hear about?
  • Can you convey the situation a third party was in before you helped them?
  • Can you describe their predicament in detail without giving away too many personal details?

why are we attracted to beautiful facesThen once you’ve done that, can you provide a good-luck story relating to your third-party reference as a result of doing business with you?

Here’s a hint:

Make a list of all those you have helped. Then physically write down those “before” and “after” stories. Refine, rewrite and perfect the story, then keep on refining, rewriting, and perfecting the story until you’re happy with it. You’ll be amazed at how powerful these personal stories sound, even to you.

The danger here is you could make the stories sound “too good to be true,” and when you do that, those stories will sound too overdone.

So, remember this, if it sounds amazing to you – it will most likely sound even more amazing to them. Be careful.

  • Don’t Just Listen – Hear What is Being Said

Most of us tend to give our listening skills little more than mere lip service. Just hearing another person’s words (when they’re talking to you) is not listening effectively. Most of us think it is, but a seasoned professional salesperson knows it’s not person you want to do business with.

Does a professional salesperson listen to this way? They do this by listening to someone without thinking of what question they’re going to ask next, not thinking about their agenda, and not focusing too heavily on making a sale at that point. They know and understand that when they just listen and focus all their attention on your prospect, the prospect will automatically be drawn to the seller because the way you listen to the answer appears to the prospect to be both genuine and intense.

Do it right, and you’ll find an exchange of dialogue will take place that is both rich and engrossing. Then when that happens, the communication between two people causes an irresistible attraction.

  • The Most Important Person on This Earth

America’s motivational father, Earl Nightingale, used to say, “If you want to be successful, treat every person you come into contact with as the most important person on earth.” Modern-day American motivator, Zig Ziglar says, “No one cares how much you know until they know how much you care.” True sales professionals, and those who understand this one point, focus all their energy, attention, and care on the person they’re with. Also, read Grant Cardone’s Seven 10X Rules for Success to get you to success!

They’ve learned to take themselves out of the equation and give others unbelievable attention without any hint of an ulterior motive or manipulation. They know we respond favorably to those that make us feel special in their presence. They also understand that to the people who go out of their way to make us feel extremely important, we will give them our respect, our friendship, our knowledge, and our business – and we will do it for life, or as long as they keep making us feel extremely important.

  • Offer to Be an Information Resource

Here’s another valuable hint overlooked by far too many within the selling profession, online eCommerce. No, better still let’s call it one of the most valuable selling tools available to you to attract attention to yourself, start applying law of attraction techniques. So why isn’t it used more often? It’s because it usually takes more effort to make this one resource work than the majority of the other resources available to salespeople.

That’s why then true sales professionals approach it systematically. You attract what you are not what you want meaning.

Once a salesperson knows something about their potential prospects, they see ways to provide information of value to them based on that something they have been made aware of. What they hone in on could be articles relating to their prospect’s hobbies, emails about things they have in common, or websites about ways to help them improve one or more aspects of their business. It could even be information related to their community, their children, or their other infatuations.

Top salespeople know that their target audience will appreciate hearing from them when they provide information the prospect can use. So, here’s a very important hint. Do not try and do any selling whatsoever when you first contact the prospect can just provide them with the information they ask for. When you do this, chances are that they will come to you when the time is right and that’s the power of this one point.

  • Send Your Good Customers Business

A personally recommended referral that could lead to a potential sale is the one thing that no one in business will ever say no to. No one in their right mind will ever turn it down – especially if it’s a good referral. The salesperson that finds business for their prospects is very likely to build a good relationship, and because of this, they will always take your calls.

They’ll even be glad to have lunches with you, and they will be more likely to give you more referrals regularly. That’s right. They’ll reciprocate by giving you their business and pass on even more referrals simply because you first sent them referrals that they could work with.

Reasons why we develop a strong personal foundationwhy are we attracted to beautiful faces

Why do I attract so much attention? you attract what you are law of attraction brings you to and top-end sales professionals belief that they have either learned to develop or can naturally acquire a special something that attracts others to them.

In fact, to outsiders, it’s considered to be a kind of special energy that either draws attention to them or, at the very worst, repels others away from them but present is always perfect physical attraction does not necessarily lead to a good relationship.

Many of the sales experts working in the training sector tend to call this a “Strong Personal Foundation.” And that foundation becomes a personal substructure for those sellers to succeed at whatever they put their minds to.

The ones who possess this Strong Personal Foundation,” are the ones that know how to instinct will “balance” the key areas of their life, including health, money, environment, family, friends, fun, recreation, career, and personal and spiritual growth. Moreover, many of the ones that have learned to develop this “Strong Personal Foundation” tend to do so by grading each of the above areas of ‘balance’ between one and ten. A ten grade denotes excellence.

Any mark below ten is then worked on until the necessary “balance” (aspiring to be a 10) is achieved in all of the other sectors previously graded to be out of balance.

  • Specialist Knowledge

It is a fact that every top professional in every profession works hard at being a specialist in what he or she does. The top income earners in every field of endeavor are specialists at what they do. Because of the hard work that they undertake to become a specialist, they become the best, the most in-demand, the highest paid, and the most sought-after individuals because of their specialized knowledge.

Top professionals understand the psychology of attraction. Start working hard at knowing more than others in their chosen fields. They understand that if they acquire expert knowledge about something that people want to know about, that can make them particularly attractive in the field in life they have chosen to work in.

What are you good at doing presently, or what are you willing to get good at doing very shortly? Are you prepared to become even better at what you are doing now and specialize in your field of work? The fact is, the better you get, the more others will be attracted to you, and the better you get at what you do, your clients, peers, and superiors will be attracted to you and that includes your opponents as well.

At the very least you attract what you are the law of attraction, they will know about you and how well respected you have become in your craft. To have others become aware of you, all you have to ensure is they know that you exist and that you have the skills they need.

You attract who you are meaning, together with the other skills you have acquired to attract people and make them want to do business with you.


This Article is by Peter Collins



Harnessing Mental Endurance

Mental Toughness

Through the years I have had the chance to coach many professionals and one thing I can tell you without reservation is the ideal players were all mentally tough. It’s a tough concept to describe until you see it, but it’s apparent when you see a player which has it.Mental Toughness 13

To explain my point, not every one of the best athletes gets it. Not, every big-league player is mentally tough and many never reach the large leagues which have great mental toughness. It’s not about ability, I’ve coached many great athletes that didn’t possess a clue about being mentally tough and would fold under pressure. They might work well when there was nothing at risk, however, when this game is at balance, or even the competition was tough, they often failed.

However, I’ve witnessed many players with average skills, but mentally tough, perform in such a way nobody thought they might perform. A clutch hit, a vital bunt, and an excellent defensive play that stopped a rally, mentally tough players complete the job. Actually, the higher the pressure, the greater they perform.

Something I’ve arrived at and understood with experience is the fact that mental toughness will not be an inborn DNA trait, but instead one which is developed with time and contact with adverse conditions. Preparation for mental toughness starts with experiences at an early age. Parents can enjoy a vital role to start the entire process of training mental toughness, however, they need assistance as you go along.

A disciplined educational system with higher expectations and good classroom rules, together with tough, but fair coaches (or mentors in alternative activities) having a positive mindset, is important to creating a child mentally, whether or not they are a sports athlete usually are not.


Mental Toughness 000

This is among the lot of reasons why all children need to engage in balanced organized extracurricular activities at an early age: Karate, gymnastics, ballet, music, scouts, children, and youth activities at church or youth sports will play a role in starting to instill the discipline and structure that is required to build up mentally.

Notice I said start to play a role. It requires some time and preparation.

Growth and development of mental toughness (and leadership skills) are other reasons why athletes have to be involved with an effective training course when they may be 14 or fifteen years old.

A training course not just helps you to build power, strength, and agility, but is essential in developing mentally. Players ought to be accountable to some mentor (trainer, coach, etc.) along with the camaraderie and pressure of the small peer group, even when it’s only a couple of others.

In case a player is involved with a training course sooner than 14 or 15, it ought to be with regards to agility and speed training, together with teaching the correct approaches to strength conditioning without weights. Before any training course begins, please talk to your child’s physician throughout their annual physical, as the creation of each child is different.

Defining Mental Toughness

Mental Toughness-10

Mental toughness is having the psychological advantage that enables someone to perform at peak maximum effort and efficiency throughout the demands which are put on them during training, practice, or competition. Specifically, once the demands are greatest or even the conditions become adverse.

Whenever the requirements would be the greatest occurs when the characteristics of mental toughness would be the best shown.

A few of the many characteristics which are evident whenever a player is a mentally tough include:

– Self-confidence

– Self-motivation

– Focus

– Concentration

– Composure

– Calmness

– Poise

– Self-control

– Positive Energy

– Determination

– Persistence

– Leadership

Please be aware, this doesn’t imply that the result is a win, oftentimes these attributes can display the most throughout a loss, especially a detailed loss to some tough opponent or during adverse conditions. But with time along with careful training, the mental toughness of skilled players concerns to light in championships won.

Developing Mental Toughness

To be mentally tough you must practice attributes that lead to mental toughness. If only there have been an equation to adhere to, however, there is not. It requires some perseverance underneath the right leadership to build up mental toughness. Parents, educators, coaches, as well as other mentors, should be systematically active in the training process.

Few athletes require the amount of mental toughness, brute strength, and physical prowess that boxers take into the ring for every fight. Boxing is an extremely tough sport on every level, but it can also be one of the most rewarding.

While taking a beating on the canvas is a challenge best left to the pros, the average person can enjoy tons of health benefits from some time in the ring without the repeated right hooks to the face. Let’s look at four reasons why boxing gyms should replace your regular gym in the quest to improve your health, strength, and mental fortitude.

Mental Toughness 6

Your time in the world is just as mental as it is physical. This sport forces you to push yourself through fatigue, endure pain, and dish out a few solid hits along the way. By pushing you past your limits and giving you valuable self-defense techniques, fighting can bolster your confidence in daily life. Succeeding in the ring requires courage, Zen-like concentration, and self-esteem.

Sparring with a trainer or partner at the gym allows you to summon these key mental qualities in a fight scene. Once you’ve learned to exercise these traits in the ring, they’ll become more available to you during the trials of day-to-day living.

If you’re looking for a new style of exercise that will shape you up mentally and physically, it may be time to abandon the treadmills and free weights to step inside the ring. Seek out local boxing gyms that offer the services, equipment, and training programs you need to start floating like a butterfly and stinging like a bee.

Also, it requires failure and the opportunity to recover. Lots of people develop mental toughness with the experience of failure. Good parents usually do not want their kids to fail and I also realize that. These days, way too many blame others for your failure.

Athletes face a lot of challenges in their careers, whether it is new opponents or their private limitations. Developing mental training, however, can make it easier so they can discover the following:

Rugby-Mental Toughness

Better self-esteem – Performance anxiety management – Emotional control – Positive thinking – Better focus – Better self-assurance – The capability to manage challenges and obstacles better.


  1. Goal setting

Setting goals gives a sports athlete something to appear to and help. It can be what leads the mental training skill further down their list known as motivation. It also encourages positive thinking, increased energy, better self-esteem along with growth just as one athlete and person.

  1. Focus & Concentration

What this means is keeping the mind in the present. Everybody is allowed the rare wandering thought, however, when looking at competitive moments it could change everything. It can cause hesitation or distraction. Instead, discover ways to keep the mind inside the moment and so on thoughts products you plan to complete next instead of the mistakes that have already happened and should not be changed.

  1. Imagery & Visualization

Imagery requires over to be able to place a picture in your thoughts. It’s about re-creating moments or pulling on memories to create a new and vivid scenario in your head. This requires that you be much better aware of your surroundings, yourself and just what you happen to be capable of doing. In the long run, it could improve your skill, success, and assurance when under pressure and enable you better overcome your emotions and reactions.

  1. Relaxation & Stress Management

Relaxation could be the opposite of stress as well as for those moments when you don’t have time to relax, obtaining a strategy to manage your stress threshold and concentrate that energy elsewhere is going to help in the long run. Your ultimate challenge with stress is muscle tension and the way it might clutter your head. Learn how to focus the mind, banish fear with full confidence and relax tensed muscles with the right techniques.

  1. Self-Confidence

There’s a lot to get said regarding the success of the confident athlete. If you are that certain of your abilities, there is no room for doubt. Instead, you’ve got a stronger wish to succeed and to strive further along with your goals and it changes the way you think, focus, and react. Confidence-building exercises are usually a great source along with other great skills.

  1. Motivation

An athlete’s success will depend on his degree of motivation from both an inner desire in addition to outside factors. Finding out how to take your desires and set these phones use to inspire you might help enhance a player’s performance and overall motivation.

  1. Self-talk & Positive Thinking

Your thoughts have a strong relation to the way we perform physically. A sports athlete who thinks negatively or nit-picks their mistakes and flaws internally isn’t any good at competing. Some could imagine that pointing out the negative is a superb motivator, however, exercising positive thought can better motivate improvement and success.

  1. Flow in Sport

What this means is something beyond concentration while focusing. It must employ immersing yourself inside the moment and from the sport itself. This is simply not some abstract and fantastical notion. Instead, flow in sports is a situation that wants the mind and body to be in sync to try and do the most beneficial and effortless performance. Learning these kinds of flow by learning how to control your mind can cause incredible performance.

­­­­­Mental Toughness 4

Parents are quick to blame the teacher for problems in class or perhaps a coach once the child will not be excelling in an activity. Mental toughness is unable to be developed properly when blaming others. The contrary is the situation.





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Make Your Blog More EngagingMake Your Blog More Engaging

Simple Blogging Tips to Get You More Raving Fans

Knowing how to make your blog engaging is one of the most important elements of any smart digital marketing strategy.

I encourage all small business entrepreneurs to start blogging because a blog can dramatically increase brand awareness and drive quality traffic to your website. In today’s digital landscape, using blogs to convert just makes sense.

But of course, this only works if you understand how to write an engaging blog, and what makes a good blog post. Even if you think of yourself as a writer, blogging is a very different animal, and it requires some special know-how.

So, let’s explore 9 key elements of a good blog post.

  • Update your blog frequently or don’t bother at all
  • I know it sounds harsh, but you must (must!) update your blog frequently.
  • There are two reasons to add new posts to your blog on a frequent and consistent basis. The first one is that if someone visits your blog and sees that the last article posted was 6 or more months ago, then their immediate impression will be that you are no longer in business.
  • Yes, it will be that drastic! They won’t assume that you’re too busy to tend to your blog. What they WILL assume is that you’ve abandoned your website, and therefore business as well.
  • Moreover, as we explored in our recent article on personal branding for businesswomen, people judge a book by its cover (or, in this case, by its neglected blog page).
  • Whether intuitively or directly, most people believe that how you do one thing is how you do everything. If your blog is haphazard, poorly written, or nonexistent, that will reflect on your business whether you want it to or not.
  • The other reason to update your blog frequently is for SEO (Search Engine Optimization). The more you write and post successful blog articles, the more Google and other search engines will see that you are actively updating your website. And they tend to reward fresh content and websites that stay updated.
  • So how often should you post? Let me put it this way: once a month is better than every 6 months, once a week is better than once a month, and every day is better than once a week. You get the idea.

Provide substance over quantityMake Your Blog More Engaging 2

OK, maybe you think I’m contracting Tip #1 here. Yes, you should post as much as you possibly can. But you should only post quality content as much as you possibly can.

The key word here is quality. You want your blog posts to be engaging. This isn’t your space to wax poetic or list what you had for dinner last night. This is your space to showcase your business to potential customers.

To write a blog post that converts, you must write about topics your target market wants to learn about. This is why doing your research on your ideal client is critical.

You want to write about things that potential and existing customers will find interesting, valuable, informative, entertaining, or captivating. Write for them, not just for the sake of having something posted.

So be sure to write about topics that your target market will find of interest and value. And always have a purpose in mind: what do you want your readers to get out of this article and what do you want them to do/know after reading?

Learn more about how to create blog content to attract your ideal target customer on our website.

blogging-wp-pegusasGive them a reason to keep coming back

One of your objectives when writing blog is to create a community – a place for people to keep coming back to get more of what you’re offering.

This means your blog posts must be entertaining, informative, compelling, and/or emotionally charged to keep people engaged and wanting to come back for more.

You know you have accomplished this when you get lots of subscribers and lots of comments on each post where your followers are eager to add their two cents worth.

Be specific to one thought, idea, or topic on your blog posts

I get it. You’re passionate about your business. You sit down and you want to just share every thought that comes to your head.

It’s great that you’re so passionate. And it’s great that you have so many ideas. But you don’t have to squeeze them all into one post. It’s much better to stick to one topic for each blog post.

This might turn out to be harder than you’d think. If you’re anything like me, that one specific topic will compel you to explain in more detail an idea you’ve shared and the next thing you know, you’re going down a rabbit hole.

But remember Tip #1 – you want to update your blog regularly. So, save all those ideas and rabbit holes for new posts!

Include at least one large image to create an engaging blog post

Images are a must for blogger. Not only do images help your readers get a visual idea of what the article is about, but they also help break up the text, emphasize important points, and create more interest than just a long article full of text.

Using images in website design is one of the simplest things you can do to make your website more popular – both with users and with search engines.

There are many reasons to use images on your website. Images and graphics can:

  • Improve your SEO
  • Help brand your company
  • Create more user engagement
  • Ultimately, a more attractive website just performs better

Of course, images will only work if you use them properly, and we’ll cover best practices below – see best practices for using images on your website here.

And learn how (and where) to choose the right images for your website on our website.

Don’t use 3rd party blogging services

Be sure to host your blog on your domain (where your website is hosted). Do not use 3rd party services like Tumblr or WordPress for your business blog.

Unfortunately, because these services are free and usually easy to set up, they make it very tempting to go that route instead of hiring a web developer to install WordPress and theme it to match the look and feel of the rest of your website.

But using these services negates the whole SEO reason why you want to be blogging in the first place.

Essentially what you are doing is sending people to THEIR services instead of to YOUR website – and that, at the end of the day, is the whole point of blogging! If you are just sending them to a 3rd part blog, you’ve missed that boat entirely.

Fix the spelling and grammar mistakes

Honestly, this shouldn’t have to be said. But – oh my goodness – does it ever need to be said!

I remember once reading someone’s blog post and it was so hard to read due to grammar mistakes that I gave up. The irony is, she was a copywriter! Can you guess what impression her readers have on her ability to write well? Not so great.

Understandably, not everyone has a Master’s degree in English. I don’t either. And more than likely, if you look hard enough, you’ll find mistakes in my writing. But that’s not the point here, nor the expectation. The goal is to write something very readable and not full of obvious mistakes.

If you’re one of those people who has great ideas and lots of information to share but are terrible in the English department, this is the time to hire someone to help you how to write a blog. We do this a lot for our clients – they will send us their rough draft, and we’ll edit it, make it look pretty, add it to their blog, and SEO optimize the post. Easy for the non-writer.

It’s a simple equation: the more time people spend on your website, the more likely they are to convert into a lead or sale.

  • So, do your website visitors like what they see when they land on your site, or are they leaving after a few seconds?
  • Are they choosing to buy something from you, or abandoning their cart before making a purchase?
  • It can be a big challenge to figure out ways to increase online conversions and time spent on your site.
  • That’s why I’m sharing seven eCommerce and business website marketing strategies to help you keep people on your website longer.

Make Your Blog More Engaging 3Make your blog article easy to scan

When you take the time to write out a great article for your blog, you want to make sure that the people coming to visit stick around long enough to read the whole thing, right?

Aside from having a compelling title and a well-written article, one way to improve your blog readers’ retention is by making your blog posts easy to scan and read.

Since a mere 16% of people read online text word for word, it’s critical to ensure your main message comes across when someone simply scans and reads your article.

To do this, it’s best to break the text up with headlines, sub-headlines, bolding, images, and bullet points. But don’t overdo it on the bullet points!

Now, I’ve witnessed many people who hear that one should use bullets in their articles or email promos and write the entire thing in bullets! We’re after balance here folks – don’t stress your reader by overdoing it in any of these tactics and you’ll do great.

(And notice how many bullets I’ve used in this article?)

Make Your Blog More Engaging2Create long-form content

How do you truly captivate your audience? Usually, it’s in one of two ways: by connecting with a personal story, or by impressing with your expertise.

In both of these cases, a few hundred words likely won’t cut it.

In today’s world of online marketing, content should be lengthy (but not wordy), visually compelling, and, preferably, interactive.

And a word to the wise: when it comes to SEO, the longer the better (assuming, of course, that ‘the length is also well-written and interesting).

I know.

It’s a big puzzle to put together.

You have to post frequently, and you also have to post long articles, but those articles also have to be nicely formatted, well-written, and targeted at your desired audience. 


Unlocking Your Business Potential with a Business Coach

Business Coach, a Mentor, or a Consultant
Difference Between a Business Coach, a Mentor, or a Consultant2

Whether you want to expand your small business to another country, kick-start your career as an entrepreneur or hone your marketing skills, you may be looking for some outside support.  If you look at top business achievers, you will find one common denominator: They didn’t do it all alone.

High-performing entrepreneurs and small business owners know that if they want to truly excel, they need guidance and support. But what’s best for your professional development? a coach? a mentor? a consultant? How do you even begin to choose?

Great professional development options:

Working with a mentor. You’re getting someone who’s already walked in your shoes. They are experienced in your field and can help fast-track you along your growth path. They can offer guidance, friendship, and support; there is usually a level of personal connection as they serve as a role model to help an individual reach their potential.

This can be super valuable because it saves you from having to go through a steep learning curve and make a bunch of mistakes along the way.

Difference Between a Business Coach, a Mentor, or a Consultant4Some of the advantages include:

Getting an outside perspective. Often, we are too close and emotionally tied to our business to see what’s truly happening. It can be beneficial to get a bird’s-eye view of your situation. Often, we’re too in love with our work to know about areas that need a little work. Your mentor will probe to uncover some problem issues that may not be instantly apparent to you.

Enabling you to reach higher. Sometimes we do things for other people that we wouldn’t do for ourselves. When you have the accountability of a mentor, you may push harder to reach your goals. Because you know that you have to report your results during your mentorship, can make you go the extra mile.

Gaining business experience.  Even if you have years of corporate experience, running your own business is a new challenge. You probably know a lot about your industry, but you may not know enough about running and growing a business.

When you hire someone with experience in creating systems, marketing, delegating, and growing a business, it helps you avoid costly mistakes and grow further, and faster. And they often have proven blueprints and templates to boost your results.

Being your cheerleader. You probably know that being a business owner can be a roller coaster! Some days you’re on top of the world, and other days you doubt yourself. Maybe you wonder if you should throw in the towel because everything seems to be going wrong. Mentorship can help you stay positive and motivated, so you can keep your business moving forward.

Working with a coach. A coach takes a slightly different approach. He or she serves as an expert guiding you in a very specific area of performance. If you Google “coach” you’ll see results for performance, marketing, financial support, sales, business growth, social media support, and more.

A business coach is trained to help you figure out your roadblocks, holds you accountable for your business success and shares their tried-and-true experiences and processes to help you get ahead in your business.Difference Between a Business Coach, a Mentor, or a Consultant


However, it’s important to note that many coaches are self-appointed experts. They may present themselves as highly successful and knowledgeable, but many could just be one step ahead of you. Read the fine print in any document.

While they may “talk the talk”, you don’t know if they have the skills or experience to help you succeed.

Leadership Coaching to uncover people’s hidden and natural talents and assess individual skills, capabilities, and/or behaviors that impact them positively and negatively. This helps her clients understand the actions they need to take to move in the right direction to get what they want.

Working with a business coach can help you in many of the same ways mentorship can, but they’re less of a “friend” and more of a “guide.”

  • Hear more objective opinions • Increase your networking opportunities.  • Lead more strategically • Develop your personality and leadership style • Better understand yourself

Read: 30 Things Business & Marketing Coaches Wish Entrepreneurs Would Stop Doing, on our website

From the economy to the weather, struggling entrepreneurs have all sorts of reasons why their product or service isn’t selling. But have you ever considered that you might be doing things all wrong and that’s why you’re not reaching the success you’d like to see?

Here are some valuable insights from 30 successful business coaches. They’ve observed what frustrates them to no end, and these are the things that could very well be thwarting your success!

Working with a consultant. A consultant is often an expert in their field and provides you with advice. While they may sound similar to a mentor or a coach, consultants don’t work with you to improve your skills or guide you in your professional development. They usually work within your defined metrics and deliverables.

A coach A mentor A consultant

When you work with a consultant, you’re getting valuable advice from someone with niche experience and industry understanding. While a business coach or a mentor will encourage you to do your best, a consultant will focus on identifying what you need to do to accomplish your goals. 

The most common consulting methods are:

  • Strategic Advice: When a business has specific problems, a consultant can create a strategy to solve them. 
  • Done-for-you Service: Some consultants have a team to support them, so this option makes sense if a small business requires a solution, they aren’t skilled in implementing. 
  • One-Time Training: Say your management team hasn’t been meeting a certain objective. A consultant could offer them training to help them get back on track.
  • Ongoing Coaching: You can’t expect amazing results by meeting with a consultant once for four hours. Many small businesses will work with a consultant over months or years on things like a marketing plan or expanding the company globally.

Difference Between a Business Coach, a Mentor, or a Consultant3Your unique needs will determine whether you need a mentor, coach, or consultant to enhance your professional development. But each one has the power to prevent you from making bad decisions that will leave you in financial distress and conducting self-sabotage to your success, whether you realize you are doing it or not!


Get Your Finances in Order with Debt Consolidation

Debt Consolidation to Clean Up Your Finances

Debt ConsolidationA significant challenge that many people experience as they get older, especially those who are not the best at managing money, is the mounting debt that is against their name.

Perhaps you paid for private college or university, or you had to spend a lot of money on a car or other expenses. While you may have thought that taking out loans was responsible, as they were relatively low interest, you are now having to deal with the aftermath.

Between significant loans and regular credit card debt, you likely have a lot of monthly payments to get through. Below is a guide that explains how you can use debt consolidation loans as a way to get out of such a hole.

What is Debt Consolidation?

The concept of debt consolidation in the United States is that you are taking all the money that you owe, and combining them into a single, low-interest loan. People find this advantageous, especially if they have a lot of money to repay that could take them several years to get through.

If you were to make a list of all the money that you owe each month as a result of loans or credit card bills, you are looking at a significant percentage of your monthly income. People who are giving up 50 percent or greater of their income to debt will have a very hard time making ends meet, or saving any money.

Debt consolidation loans can come in handy during such situations. By engaging in debt consolidation in the US, you can lower the amount of money that you have to pay each month to a manageable level.

Extend Your Loans

Taking longer to pay back loans, on the surface, may not appear like the smartest way to get out of debt. The issue for a lot of people is that their monthly loans are not manageable anymore. You may have taken out two or three long-term loans, while putting money on your cards, thinking that you can handle the minimum payments.

The problem is that minimum payments can add up very quickly, and if you are only paying a modest sum on each loan, you are incurring a lot of interest charges. That puts pressure on you to quickly pay off your loans, which can eat into your monthly earnings.

Taking out a single loan that you can handle with your present earnings will make life a lot easier. Depending on your current job and credit history, you may be eligible for a debt consolidation loan that is lower interest, compared to many of the loans that you are repaying.

Rebuild Your Finances

Arranging your loans into a single, manageable payment is only the first step in getting your finances in order. Limiting how much you have to pay in loans each month will make your life easier, but does not solve the root cause of the problem.

What you must tackle is your spending, as it is overspending that likely got you into this problem. To find a solution, start by spending two months tracking every dollar you spend. Assess where you are spending the most money, and what expenditures you could eliminate without damaging your quality of life too much.Debt Consolidation3

Perhaps you are spending a lot of money when you go out on the weekends, or you love ordering take-out or delivery food. Such indulgences are great when you have a very high-paying job, but if you are struggling to save money, you may need to cut back on some luxuries to secure your long-term future.

Take Control of Your Life

Allowing debt to take over your life is not pleasant, and can have a significant impact on your personal and professional life. Not only will you find it difficult to focus at work, but your relationships with friends and family may be impacted by your constant stressing about debt.

Rather than letting the cycle of repaying various loans each month take over your life and consume your thoughts, debt consolidation offers an out. You still have to pay back the money you owe, but you can do so using a single, manageable loan.

Debt Consolidation2

You take the money from that loan, pay off all the loans and credit card debts you owe, and then start making monthly payments on the consolidation loan. Within a few years, you will be debt free. If you have made changes to your spending habits in the meantime, you will likely have significant savings by then as well.


Start Your Career as a Bookkeeper

Become a bookkeeperBecome a bookkeeper

Bookkeeping is one of the oldest and most important professions in the world. Bookkeepers maintain accurate company records, financial transactions, and statements.

This article provides some tips on how to teach yourself how to become a bookkeeper. It will also give you some information on the skills needed to succeed in this profession.


Roles of a Bookkeeper

To become a bookkeeper, you’ll first need to understand what a bookkeeper does and the education and skills required to become one.

A bookkeeper’s work is to keep track of company finances by creating financial records for all transactions that occur in the company. They also maintain the company’s books and records by calculating taxes and payrolls, paying bills and invoices, reconciling bank statements, preparing financial statements and budgets, and managing investments or other assets such as stocks or bonds held.

They do this by using accounting software such as QuickBooks or Xero and following generally accepted accounting principles (GAAP).

As a bookkeeper, you’ll have different responsibilities depending on the size of your employer. For example, if working for a small business, you might also be responsible for handling payroll or managing inventory. If you work in public accounting, you may also be responsible for preparing tax returns.Become a bookkeeper



Skills Needed to Become a Good Bookkeeper

The main requirement for becoming a bookkeeper is knowing how to keep books. A four-year degree in accounting is not required, especially if you possess the following skills;

  • Organized and detail-oriented
  • High level of accuracy and organization
  • Ability to handle multiple tasks at once, such as bills and daily transactions
  • Ability to use computer software and adapt to new programs easily
  • The terminology and procedures involved in financial record keeping
  • Basic math skills, an understanding of debits and credits, and a working knowledge of double-entry accounting.

How to Become a bookkeeper

Step 1. Learn Accounting

To become a bookkeeper, you’ll first learn basic accounting skills. If you don’t know how to balance your checkbook, start there. Learn the difference between a debit and a credit, the difference between cash and accrual accounting, and how to use the various reports generated by accounting software.

You can practice these skills on software like QuickBooks or Quicken as you learn them. These programs are often available at local libraries or on the internet. Once you feel comfortable with these basic skills, you can seek more advanced training.

Step 2. Take Free or Low-cost Online Bookkeeping Courses

Bookkeeping coursework covers general bookkeeping principles and the specific accounting software used by many businesses. Accounts receivable, accounts payable, payroll, trial balance, and journal entries are covered in typical bookkeeping classes.

Free/low-cost bookkeeping courses includeBecome a bookkeeper2

  • Coursera courses

Coursera is a large online learning platform. Many free online courses are available, including courses in accounting and bookkeeping. Most of these courses are done in partnership with other online universities, are accredited, and have certificates of completion.

They offer various courses in different subjects. Some of the courses are free, and some are pay-as-you-go. You can learn and expand your knowledge on bookkeeping at Coursera at a minimal expense.

  • Corporate Finance Institute

Corporate Finance Institute is an online community college that offers specialized training in corporate finance, including stock trading and investing. You can learn from the world’s best instructors in just three months. Corporate Finance Institute also offers new students six months of free access to their online course materials. This includes a large selection of free video training courses covering topics such as stock trading and investing and bookkeeping and payroll.

  • Intuit bookkeeping basics

Intuit is the bookkeeping division of the software giant Intuit Inc., formerly QuickBooks. The QuickBooks bookkeeping software is a great place to get started with bookkeeping, but if you want to advance your career and learn more advanced techniques, you should consider enrolling in one of the company’s online courses. There are several different courses available, designed for beginners and advanced users. You can learn QuickBooks fundamentals and more advanced topics, such as the payroll module.

Step 3. Enroll In Internship ProgramsBecome a bookkeeper3

You may also want to look for an internship with a company in your area that uses bookkeepers. This will give you some hands-on experience.

Once you have completed formal training and gained some practical experience, you will be ready to seek employment as a bookkeeper for a company in your area or even as an independent contractor working from home.


The Ultimate Guide to Electric Vehicles

Guide to Electric VehiclesYour Guide to Electric Vehicles. If you were introduced to driving in a petrol or diesel car, electric cars may seem like they’re a whole world apart. Many drivers find themselves clinging to the familiarity of a fuel-powered engine, when in fact, electric engines are usually cheaper to maintain, drive and insure.

If you’ve just leaped electric, you might be wondering what exactly you’re dealing with. Luckily, we’re here with our essential Guide to Electric Vehicles.

What Is an Electric Vehicle?

An electric vehicle, also known as an alternative vehicle, is a general term for any vehicle which is driven by an electric engine, as opposed to conventional vehicles which are powered by petrol or diesel. A vehicle that uses both electricity and petrol/diesel is known as a Hybrid.

The fact that there are no fossil fuels involved makes electric cars more environmentally friendly, as they release few to no carbon emissions. They are also fume-free, cheaper to run, and can even earn driver tax incentives and other benefits from the government.

The Basic Guide to Electric EnginesGuide to Electric Vehicles

Electric vehicles are driven by an electric motor, which is powered by a traction battery pack (also called a stack). Each axle is controlled by one motor, so EVs are usually front or rear-drive. Some manufacturers, however, add an extra motor, which makes the vehicle a four-wheel drive.

When the driver puts their foot down, they can adjust their speed using a controller. The controller manages its speed by regulating how much power is directed to the motor.

The batteries can be charged either at a selected charging point or home charging setup. Some electric vehicles can also be charged using the energy that is generated when the vehicle is moving.

Common Maintenance Issues

As a general rule, electric vehicles contain fewer parts than cars with internal combustion engines. This means that they are usually easier to repair and require less maintenance so you can shop at Pegusas Marketplace.

However, as with any car, there are a few mechanical issues that you may need to watch out for:


An electric car decelerates using a system called regenerative braking; kinetic energy is transformed by the motor into stored energy for later use. This means that the car is not as reliant on the brakes to slow down. As such, there is much less wear and tear on the brake pads of an electric car versus a petrol or diesel car.

However, you still need to regularly flush out the brake fluid; electric cars use the same gyroscopic hydraulic fluid found in combustion engines, so unless you regularly flush out your brakes, your system is still at risk of corrosion.

You will also need to replace your brake pads and discs, just the same as with a conventional combustion engine.


The battery of an electric car is an essential component. As nearly all parts of an EV are reliant on the battery to operate, the battery must be in top condition. This means that you should not allow your battery to run completely flat, and keep your car charge above at least 20%. You should perform regular maintenance on the battery of your vehicle.

If you are having problems starting your car, there are two batteries that you should check: the twelve-volt battery which powers the dashboard and electrical components, and the lithium-ion battery.

The twelve-volt battery can be jump-started from a petrol or diesel car, but the lithium-ion battery cannot. You also cannot jumpstart the twelve-volt battery car using another electric vehicle.

If your lithium-ion battery breaks down, you are better off investing in a new vehicle. The batteries for electric cars are worth tens of thousands of dollars, plus labor costs, so it is more financially viable to replace the whole car, instead of just the battery.


Just like a standard vehicle, your car’s tires will get wear and tear issues over time. Many electric cars are prone to erosion of the tire tread, due to the heavy weight of the vehicle. You should get your tires replaced at least every 6-12 months for your car to stay in top condition.

Just as with a petrol or diesel car, you should check your tire pressures and pump up where needed.

Fluid Levels

Electric cars don’t use radiator fluid or automatic transmission fluid, so the only fluid levels that you have to worry about are your coolant, brake, and wiper fluids.

Replace your coolant regularly, and then you only have to top up your brake and wiper fluids when necessary. How often you have to change your coolant may vary from model to model, so check your driver’s manual.

Coolant should be replaced by a qualified technician, as EV cooling systems are usually sealed.


Electric vehicles generally need to be serviced just as regularly as conventional cars, however, there is usually less that needs to be done, meaning that you will still save money when getting your car serviced.

Guide to Electric Vehicles-3It may, however, be more difficult to find a mechanic who specializes in electric vehicles, so look for big chains, as they are more likely to be experienced in servicing electric cars.

A huge decision that one needs to make at certain points in their life is what car to buy. The ideal automobile will usually look good while being reliable at the same time. But it shouldn’t end there. You also have considerations such as safety concerns, along with whether the car suits your lifestyle.

Nowadays we can add another important detail to the equation. Whether or not the car is gas-powered or electric. The proliferation of electric vehicles is still in its infancy, so one can expect this to be more of a concern in a few decades than it is now. But like it or not, electric cars are here, and buying one has a bunch of benefits attached to it! Let’s see what they are.

Electric Vehicles are the Future

The fast-growing consensus among experts is that the current fossil fuel-based paradigm isn’t sustainable. The use of petrol and other fuels is contributing to the looming climate change crisis. And on top of that, at some point, we are going to run out of fuel. We need something to take its place, and now we have it. Electric cars (EVs) are set to take over out of pure necessity.

The growing dominance of EVs There are still road bumps in the path to Electric vehicle dominance, but they are being smoothed out. For one, the issue of charging stations and their availability is being sorted with more and more charging stations popping up.

It costs the average motorist a lot of money to keep their gas guzzlers guzzling gas. Electricity is going to turn out to be a far more economical solution. The battery ranges are also improving all the time. As more and more people turn to electricity for their automobile needs, parts and repair options for them will become more and more accessible. The reliability level of electric cars is only increasing every year.

Are Electric Cars Safe?

Electric automobiles are just as likely to have the appropriate safety features on them as gas-powered ones. They will also go through the same rigid testing that is required for them to be sold to the public. Let’s look at the Tesla Model X as an example. It has been tested and tested again. The result has been a safety score that can only be described as perfect.



Investing Strategies for the Present

During the Roman Empire, Emperors would tinker with the money supply through a process called “coin clipping.” They would collect coins from their people and mint them into newer coins with less gold or silver content, for profit. Eventually, too many coins existed, which devalued their worth and made it difficult for Roman citizens to survive. Thus began the fall of the Roman Empire. money lessons

It would be wise to go back in time and learn from the money mistakes made by one of the greatest empires of history. Only in this way, will we avoid repeating their same downfall. “Those who cannot remember the past are condemned to repeat it.” Philosopher, George Santayana.

  • Gold and silver coins during the Roman Republic

Julius-CaesarThe denarius was the coin used for trade and contained 3.9 grams of silver. But it was Julius Caesar, the last dictator of the Roman Republic, who created the aureus coin which contained around 8 grams of gold. Gold coins were popular and widely accepted which made them easy for trade across Europe and the Mediterranean. For about 75 years, economic stability reigned with the gold coin until the assassination of Caesar by the aristocracy. Caesar’s successor and grandnephew, Augustus, would continue building the golden age and transform the Roman Republic into the Roman Empire.


  • Coin clipping during the Roman Empire money lessons 1

Sadly, was Emperor Nero the first to engage in “coin clipping.” With coin clipping, the aureus was reduced from 8 to 7.2 grams, to 6.5 grams (under Caracalla), and 5.5 grams (under Diocletian). A replacement coin called the solidus was introduced, made up of only 4.5 grams of gold. Meanwhile, the denarius (silver coin) was reduced from 3.9 to 3.41 and only had traces of silver to cover its bronze core, which vanished quickly with wear and tear. Coin clipping would eventually reduce the value of the coins, and the real wages of workers, while providing profits to the emperor.

“Coin clipping reduced the aureus’s real value, increasing the money supply, allowing the emperor to continue imprudent overspending, but eventually resulting in inflation and economic crises, which the misguided emperors would attempt to ameliorate via further coin clipping.” Saifedean Ammous

  • The Fall of The Roman Empire

With time, the Empire no longer had prosperous lands to conquer. This meant they could not collect payment to fund their wars or fund their lavish lifestyle, growing military base or the increasing number of citizens that were living off the emperor’s resources. All this strained the resources of the state beyond its ability to sustain itself. Stuck in a feedback loop, the emperor would try to salvage its finances by further coin clipping, taxation, and often accusing a person of treason to confiscate all their assets. They even developed a two-tier system in which the government and military enjoyed the benefits of a gold standard, and the rest of the population was on the devalued currency.

With currency becoming worthless, increasing inflation, and taxation due to the emperor’s overspending, it was becoming impossible for people to survive as they were. People began fleeing to empty lands where they could at least have a chance of living in self-sufficiency and where they could be spared from having to pay high taxes on no substantial wages. Citizens of the Empire went from having wealth and being part of history’s greatest empire to now becoming serfs living under their feudal lords (serfs were agricultural laborers working on their lord’s estates). The Empire crumbled under the weight of its recklessness.

  • Bitcoin Is the People’s Money money lessons2

Coin clipping and the resultant inflation not only began the fall of the Roman Empire but also destroyed the (economic) freedom of the Roman people. As we can see from history, state leaders habitually seek to monopolize the supply of money and tinker with it to finance their own needs. It’s a habit that remains with us today when we see overspending by the government causing hyperinflation rates like in Venezuela and Zimbabwe. Their mismanagement of money impoverished their people so much they can barely afford basic goods.

  • Because our monetary system has been in place for so long, it is almost intrinsically impossible for the majority of people to imagine an alternative system. One where the currency is not managed, manipulated, or owned by our governments.

Bitcoin offers this possibility because it is a digital currency that is not owned by a central power. It is scarce and resistant to hyperinflation. And what this means is that it protects the people’s wealth against losing value. In other words, Bitcoin takes economic power and liberty away from governments and puts it back into the people’s hands, money lessons helping to avoid the same fate as the Roman people did.


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